Privacy Policy
1. Introduction
Minnesota Mortgage Company (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information of individuals who visit our website, www.MnMortgageCo.com.
This Privacy Policy describes how we collect, use, disclose, and safeguard personal information obtained through our public website.
This policy applies only to information collected through our website. Mortgage loan applications and financial information submitted through UWM’s Blink+ loan origination system are governed by separate disclosures provided at the time of application, including applicable federal financial privacy notices.
2. Information We Collect
A. Information You Voluntarily Provide
When you complete a contact or inquiry form on our website, we collect:
- First name
- Last name
- Email address
- Telephone number
We do not collect Social Security numbers, dates of birth, financial account numbers, income information, credit information, or mortgage application data through our public website.
B. Information Collected Automatically
When you visit our website, we and our service providers may automatically collect certain technical and usage information, including:
- IP address
- Browser type
- Device type
- Operating system
- Pages visited
- Time spent on pages
- Referring website
- Interaction data (such as clicks and scroll activity)
This information is collected using cookies and similar tracking technologies, including Google Analytics (GA4) and Google Tag Manager.
3. How We Use Information
We use information collected through the website to:
- Respond to inquiries and contact requests
- Provide information about our mortgage services
- Connect individuals with requested referral partners
- Improve website functionality and user experience
- Analyze website traffic and performance
- Support marketing and advertising activities
- Protect against fraud, misuse, or security threats
- Comply with legal and regulatory obligations
4. Advertising and Analytics
We use analytics and advertising tools, which may include:
- Google Analytics (GA4)
- Google Tag Manager
- Google Ads remarketing services
- Meta (Facebook) advertising tools
These tools may use cookies or similar technologies to:
- Measure website traffic and engagement
- Understand user interactions
- Deliver advertisements that may be relevant to your interests
- Conduct remarketing across websites and platforms
These services may collect device identifiers and browsing information and may combine it with other information collected across websites.
You may manage advertising preferences through:
- Google Ads Settings (https://adssettings.google.com)
- Meta Ad Preferences (https://www.facebook.com/adpreferences)
- Your browser cookie settings
5. Disclosure of Information
We do not sell personal information for monetary compensation.
We may disclose personal information in the following circumstances:
A. Service Providers
We may share information with trusted service providers that assist us with website hosting, analytics, marketing, or communications. These providers are contractually required to safeguard personal information.
B. Consumer-Requested Referrals
If you request to be connected with a real estate agent, insurance professional, or other referral partner, we will share your contact information solely for that requested purpose.
C. Legal Requirements
We may disclose information if required by law, regulation, subpoena, regulatory inquiry, or to protect our rights, property, or safety.
6. Minnesota Consumer Privacy Rights
Minnesota residents may have rights under the Minnesota Consumer Data Privacy Act (effective July 31, 2025), subject to applicable exemptions.
Depending on the circumstances, you may have the right to:
- Request access to personal data we maintain about you
- Request correction of inaccuracies
- Request deletion of personal data
- Opt out of certain targeted advertising activities
To submit a privacy rights request, contact us at:
Email: Info@MnMortgageCo.com
Phone: (612) 829-9262
We may take reasonable steps to verify your identity before processing requests. Certain information collected in connection with mortgage applications may be exempt under federal financial privacy laws.
7. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to:
- Enable essential site functionality
- Analyze traffic and usage patterns
- Support advertising and remarketing efforts
Cookies may be categorized as:
- Essential cookies (necessary for website operation)
- Analytics cookies (used for traffic measurement and performance analysis)
- Advertising cookies (used for remarketing and behavioral advertising)
You can control or disable cookies through your browser settings. Please note that disabling certain cookies may impact website functionality.
8. Data Retention
We retain personal information collected through our website only as long as reasonably necessary to:
- Fulfill the purposes described in this policy
- Maintain business and marketing records
- Comply with legal, regulatory, or operational requirements
Retention periods may vary depending on the type of information and applicable obligations.
9. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.
While we strive to protect information, no method of transmission over the internet or method of electronic storage is completely secure.
10. Children’s Information
Our website is not directed to individuals under the age of 13, and we do not knowingly collect personal information from children.
11. Links to Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.
12. Changes to This Privacy Policy
We may update this Privacy Policy periodically. The “Last Updated” date above will reflect the most recent revision. Continued use of the website after updates are posted constitutes acceptance of the revised policy.
13. Contact Information
Minnesota Mortgage Company
NMLS #2106216
19500 Goodwin Ave
Hastings, MN 55033
Phone: (612) 829-9262
Email: Info@MnMortgageCo.com